Accounts
Accounts are the foundation of WealthMgr. Every transaction, goal, and automation links back to one. You can create any number of accounts across four types:
| Type | What it holds | Examples |
|---|---|---|
| Asset | Money you own | Checking, savings, investment broker, crypto exchange |
| Liability | Money you owe | Credit card, mortgage, loan |
| Income | Where money comes from | Salary, property rental, dividends |
| Expense | Where money goes | Rent, utilities, insurance |
Each type has built-in subtypes. Asset includes Checking Account, Savings Account, Cash Wallet, Petty Cash, Crypto Exchange, Investment Broker, Real Estate, Retirement, Precious Metals, and Collectibles. Liability covers Mortgage, Loan, Credit Card, and Family Loan. Income covers Salary, Property Rental, Interest, Dividends, Social Security, and Gift Income. Expense includes Rent, Transportation, Health, Leisure, Subscription, Groceries, Utilities, Insurance, Education, Clothing, Travel, Home Maintenance, Personal Care, and Charity Donations.
You can add custom subtypes in Preferences → Account subtypes.
Liability balances
A liability carries what you owe as a negative balance: a card with $500 outstanding shows -$500.00, and a paid-off one shows $0.00. When you create a liability or set its actual balance, you enter the amount owed as a positive number — the app stores the signed value for you. Net worth is the plain sum of every asset and liability balance, so debts reduce it automatically.
Loan accounts
A loan subtype tracks a principal balance that shrinks as payments come in. WealthMgr shows the outstanding balance; it does not schedule or auto-execute payments unless you attach an automation rule.
Brokerage accounts
An Investment Broker account can hold pockets tied to an instrument symbol (ticker). Record Buy and Sell transactions on those pockets to track positions and view yearly returns. A paid plan tier adds more instrument pockets per user.
Where to find each instrument ID
You enter one symbol and WealthMgr works out where to pull prices from. What you enter depends on where the instrument is listed:
| Where it trades | What to enter | Where to find it on the provider’s site |
|---|---|---|
| Yahoo Finance — most US and global stocks and ETFs | The ticker, e.g. AAPL or VTI | On finance.yahoo.com, the ticker appears in the quote page title and in the URL after /quote/. |
| Financial Times — London and other exchanges, plus funds | The FT symbol with its suffix, e.g. AAPL:NSQ or LU1985812087:USD | On markets.ft.com, open the instrument’s quote page and copy the part after ?s= in the URL. |
| Uruguay — Bolsa de Valores de Montevideo | The 12-character ISIN, e.g. UYNA00032UI7 | On bvm.com.uy, go to Operativa → Vector de precios del BCU, pick the instrument class under Especie, and read the ISIN column. |
Info
Adding an account
- Go to Accounts in the sidebar.
- Click Add account in the top-right corner.
- Pick the account type and subtype.
- Enter a name, currency, and the actual balance — what's in the account today.
- Click Save.
Warning
Pockets
Every asset account can contain multiple pockets. A pocket is a named envelope inside the account that holds a portion of its balance.
Pocket types:
| Type | Purpose |
|---|---|
| Free | Unallocated cash — the default when you create a new pocket. |
| Budget | A named allocation (e.g. “Bills”, “Groceries”). |
| Goal | A savings target. Shows on the Budgets & Goals page and Dashboard. |
An investment pocket is simply a free pocket with an instrument symbol attached — it shares the same underlying type but carries extra fields (ticker, units, price history).
Adding a pocket
Open the account card, find the pocket section, and click Add pocket. Choose free, budget, or goal, give it a name, and optionally set a target amount and whether to allow the allocation to exceed that target.
Starring accounts and pockets
Click the star icon on any account or pocket to pin it to the Dashboard for quick visibility.
Reordering accounts
Drag the grip handle on the left side of any account card to reorder. Order is stored locally and persists after sync.
Setting an actual balance
Your actual balance is a statement you make about an account on a date: “today this account holds X”. Setting one anchors your history and overrides the calculated total whenever recorded transactions diverge from your bank statement. The balance you enter when creating an account is simply the first statement you made about it.
In other words: the balance you stated is the balance at the moment you stated it. New transactions you record move it; anything dated earlier stays below it as history. WealthMgr reads your ledger in the order you recorded things, not just by date — so a coffee you log this afternoon, after stating this morning’s balance, stacks on top of the statement even though it carries the same date, while last week’s rent entered next month lands below the statement without touching the number you stated.
(This action was formerly called Reconcile / Initial balance — same feature, same data, clearer name.)
- Click Set actual balance on the account card.
- Enter the balance from your statement today.
- Confirm — WealthMgr records an actual-balance entry so the displayed balance matches.
Warning
Archiving and deleting accounts
- Archive — hides the account from the default list. Keep archived accounts for historical reporting; toggle Show archived to find them.
- Delete — permanently removes the account and every transaction attached to it. This action cannot be undone.
Filtering accounts
Type filter buttons at the top of the Accounts page show only assets, liabilities, income, or expense accounts — categories and sources in Categories wording (see Categories and accounts) — or All to see everything. The page opens with assets only, and your last filter choice — together with the Show archived toggle — is remembered on this device.
Viewing transactions
Click View activity on any account or pocket to open the Transactions page filtered to that scope.
Info