Getting Started

WealthMgr stores your data locally in your browser. It syncs to the cloud only when you subscribe to a paid plan. This guide covers account creation and first-time setup.

Creating your account

You need an invitation link to register for WealthMgr.

1. Open the invitation link sent to your email.
2. Sign in with a passkey (recommended) or with email and password.
3. Complete the passkey prompt in your browser or device (Face ID, fingerprint, or security key).
4. You land on the Dashboard.

First-time setup

The first time you sign in, a short setup dialog asks what you want WealthMgr to do for you.

What is the primary use of WealthMgr? — Pick all that apply. The modules each use brings in are overlapped, so you see everything any of your picks calls for: choose only Daily expenses and you start with Budgets showing; add Household manager and the rest of what it covers shows up too. Your picks are combined, never weighed against each other.

Build my own is the hands-on option: picking it clears the others and turns every module on so you can hide what you don’t want yourself.

The dialog also asks two optional questions — which kinds of accounts you use (unused account types start hidden, never deleted) and what the app should call your money buckets. Skip closes the dialog with everything turned on. You can change any of this later; nothing here locks you in.

After signing in, open Getting Started from the sidebar nav to run the wizards in order:

1. Create more accounts — Create checking, savings, credit cards, and loan accounts with their actual balances.
2. Set up recurring income — Run the guided tour to create a real income rule: name, the Income category, the source and deposit accounts, the amount, and the schedule. Prefer the one-shot preset that also wires up allocations? Use the Paycheck quick preset — see Paychecks.

The wizards pre-fill the data the rest of the app expects. You can always add accounts manually later.

An account’s actual balance is the balance you stated at the moment you stated it. New transactions you record move it; anything dated earlier stays below it as history. So if you state today’s balance in the morning and log a purchase this afternoon — even dated today — it stacks on top of your statement instead of vanishing from it.

The same page has a Passkey card. Click Set up passkey and complete your browser or device prompt (Face ID, fingerprint, or security key) to enable fast, passwordless sign-in. The card shows Completed once any passkey exists on your account.

Showing or hiding modules later

On the Configuration page (open the account menu in the app header and pick Configuration), the Modules section lists every part of the app with a short description of what it does and a switch for each. Turn a module off to hide it; turn it back on any time. Hiding never deletes anything — your data stays put until you show the module again. This is where the setup dialog’s choices live after day one: you can always change what the app shows you here.

Setting a goal

A goal tracks progress toward a savings target. At Budgets & Goals → Add goal, enter:

• A name (e.g. “Emergency Fund”, “New car”)
• A target amount
• An optional target date — WealthMgr calculates the recommended monthly savings from this

A goal is a pocket inside one of your asset accounts, so it counts toward your actual balance. The Dashboard shows progress and the monthly amount needed to stay on track.

Setting a budget

A budget is a spending envelope with an allowance that refills on a schedule. At Budgets & Goals → Create budget (or the Budget card on the Getting Started page), enter:

• A name (e.g. “Groceries”) and the allowance per period
• A refill schedule — weekly, twice a month, or monthly on a day you pick
• The funding account the allowance comes from, and the asset account the envelope lives in

Spending from the envelope lowers what’s left; unspent money rolls forward. Money counts against the allowance only when it leaves the envelope.

What to do next